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SPEEDY Railway Book (English)

Banking Terms and Glossary : Part - 3 (Alphabet - C)



Essential for All Upcoming Bank Exams
  • Call Money - The lender's fund refunded on request of any party.
  • Certificate of deposit (CD) - A savings product used to lock in a specific APY on deposit for a period up to a fixed term. CDs are FDIC insurance up to 250,000 US dollar and usually pay more interest than a savings account.
  • Certificate of Deposit - An exchange instrument provided by a bank in exchange for funds, usually interest-bearing, bank deposits.
  • Convertible Security - Bond or preferred stock which is usually converted into equity shares in the option of holder.
  • Current balance - The amount of your account funding, including any pending activity.
  • Capital Adequacy Ratio (CAR) - The ratio of total capital risk to risk by risky assets and off-balance sheet items of risky drugs. A bank regulator is expected to meet a minimum capital ratio specifically specified.
  • Credit score - In contrast to a credit rating, a number of credit scores (600, 700, etc.) indicate a person's credit-eligibility. Credit bureaus are your total debt, such as the number of open accounts and you look at the rent or ownership of your home. A good credit score can be a lower interest rate for the loan.

  • Checking account - Funding for easy access to your money, day-to-day expenses and helpful for managing repeat (monthly) bills.
  • Capital budget - Annually prepared list of planned capital expenditure.
  • Capital investments - Money is used to purchase lasting sustainable assets for a business, such as machinery, land or buildings as opposed to daily operating expenses.
  • Check Truncation - After entering a check into an electronic image transfer data processing system. Check truncation eliminating customers' need to cancel check back.
  • Collective Investment Funds (CIFs) - A collective investment fund (CIF) is a trust or a trust run by a bank or trust company that collects assets from multiple clients. Federal Securities Ltd. Usually, securities are required which securities can register for capitalized vehicles (such as mutual funds) with the SEC.
  • Conventional Fixed Rate Mortgage - A fixed rate mortgage gives you a specific interest rate and money that does not change over the whole life, or "expire" of the loan. A typical fixed rate loan is paid in a certain number of years - usually 15, 20, or 30. A portion of each monthly money goes back to "principal" to refund the loan; The rest "interest".
  • Credit Application - A form will be completed by an applicant for a credit account, sufficient details (accommodation, employment, income, and existing debt) allow the supplier to place the applicant's creditor. Sometimes, an application fee is charged to cover the cost of processing the loan.
  • Credit Repair Organization - Any person or organization will be able to support, support or support the customer's credit records, credit history or credit rating (or say they will) in return for a fee or other money. It is also included in a person or agency that provides advice or assistance on developing a consumer credit record, credit history or credit rating. There are some important exceptions to this definition, many non-profit organizations and lenders have been given loans.
  • Capital Market - The market in which financial instruments are bought and sold.
  • Capital Structure - A strong long-term financing structure comprises equity, priority shares, and long-term debt.
  • Cash flow forecast - When and how much money will be available and the money from a business will be paid. It usually records cash flow on a monthly basis.
  • Commercial Paper (CP) - The issue of short-term notes without any underwriting, representing the commitment to pay the date of a certain future.
  • Compound Interest - Interest payable (receivable) on interest.
  • Consumer Price Index (CPI) - An indicator that measures the average price of products and services.
  • Corporate Governance - A system by which, that is managed and controlled. The board of directors is responsible for the governance of their organization.
  • Credit History - A record of how a person or company has repaid debt and debt.
  • Credit Scoring System - A statistical system used to determine whether or not credit approval by providing numerical scores of different features related to debtor.
  • Currency Market Risk - Risk of loss of money from a currency market. Risk can be from the direct position it can reside in balance sheets or a company's income stream.
  • Current liabilities - Short term liability, money paid in less than one year, such as money from bank overdrafts, suppliers and employees.
  • CRAR - Capital to Risk-Weighted Assets Ratio.
  • Cancelled Check - A check that a bank has paid, charges the account holder's account, and then approves. Once cancelled, a check is no longer exchangeable.
  • Charge-off - Balance on the expectations of a debt obligation that a lender pays off and writes off as a bad loan.
  • Cash Credit (CC) - A provision where banks offer a short-term loan against self-liquidating security.
  • CIBIL - Credit Information Bureau of India Ltd.
  • Capital Gain and Loss - Basically the difference in value at the time of price and the time of the exchange (the value of the bond) or the sale time (the price of the bond or stock) in exchange for the price. The difference is positive, it is a gain, but when it is negative, it is a loss.
  • Cash cows - The business segment, having a high market share in low-growth goods market, which generates more cash flow than capital investment.
  • Community Reinvestment Act - This law has been made to encourage depository organizations to help meet the credit demand of the Millennium Community with the following and middle income earnings. It was formulated in Congress in 1977.
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