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Banking and Financial Awareness - Part 18

IBPS PO - SBI PO - BANK EXAMS - INSURANCE EXAMS - NIACL

Daily Banking and Financial Awareness Quiz - Part 18

Effective For SBI PO - IBPS PO - Bank Exams - Insurance Exams

Dear Reader, 

As SBI PO/CLERK, IBPS PO/CLERK Prelims & Mains Exams is scheduled tentatively in the month of May to December. Start daily practice for your upcoming Banking Exams.  It will help you to boost your score. In this section you will get daily 15 questions in the form of Multiple Choice Questions (MCQs).

Q1.If different values are written in figures and words on a cheque, then which value will be paid as per Section-18 NI Act by the bank ?
A. The value written in figures
B. The value written in words
C. The cheque will be dishonored
D. The lesser amount will be paid
E. None of these


Q2.Which day is celebrated as World Hepatitis Day ?
A. 21st July
B. 31st July
C. 28th July
D. 17th July
E. None of these


Q3.Give full form of NSSO ?
A. National Sample Super Organization
B. National Superior Survey Organization
C. National Sample Survey Organization
D. National Success Survey Organization
E. None of these


Q4.Which of the following is the disadvantage of going for public issue ?
A. Liquidity to existing shares
B. Increase in visibility and reputation of the company
C. Better pricing and placement with new investors
D. Need to make continuous disclosure
E. None of the above


Q5.What is an Indian depository receipt ?
A. A deposit account with a public sector bank
B. A deposit account with any of depositories in India
C. An Instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
D. An Instrument in the form of deposit receipt issued by Indian depositories
E. None of the above


Q6.Village people take more loans from moninstitutional source. It includes ?
A. Scheduled banks
B. Money lenders
C. Co-operative banks
D. Rural banks
E. Public sector banks


Q7.Which of the following is a programme to develop Health Services in Rural India ?
A. NHDP
B. JNNORM
C. ASHA
D. MGNREGA
E. None of these


Q8.Which of the following presents the Doing Business Report ?
A. UNICEF
B. World Trade Organization
C. International Monetary Fund
D. World Bank
E. None of these


Q9.Who is the writer of the book 'White Tiger' ?
A. Steve Waugh
B. Arvind Adiga
C. Shobha De
D. R.K. Narayana
E. Chetan Bhagat


Q10.Which type of banks caters to the long term credit needs of the agricultural sector ?
A. NABARD
B. ECGC
C. Land development banks
D. RBI
E. None of these


Q11.Which of the following is not an indirect instrument used by RBI in the formulation and implementation of monertary policy ?
A. Liquidity Adjustment Facility (LAF)
B. Refinance Facilities
C. Open Market Operations (OMO)
D. Repo/Reverse Repo Rate
E. None of these


Q12.The portfolio Investment is financial investment by..........in stock ?
A. Private Individuals
B. Corporations pension funds
C. Mutual funds
D. Both 2 and 3
E. All 1, 2 and 3


Q13.Which of the following word is used in Banking terminology ?
A. Displacement
B. NPA
C. Biosphere
D. Velocity
E. None of these


Q14.Which of the following was the first commercial bank which had launched a mutual fund ?
A. Indian Bank
B. Canara Bank
C. Central Bank of India
D. State Bank of India
E. None of these


Q15.If the reserve ration is lowered by the central bank, what will be its effect on credit creation ?
A. It will decrease
B. It will increase
C. There will be no charge
D. There will be a minimum charge
E. None of these


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