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Important Key Points about BHIM APP


BHIM (Bharat Interface for Money) is a Mobile App developed by National Payments Corporation of India (NPCI) based on the Unified Payment Interface (UPI). On 30 December 2016 it was launched by the Prime Minister of India Narendra Modi at a Digi Dhan mela at Talkatora Stadium in New Delhi. This UPI app supports all Indian banks which use that platform,
which is built over the Immediate Payment Service infrastructure. It allows the user to instantly transfer money between the bank accounts of any two parties. It can be used on all mobile devices.

Basic Features:
  • There is no need of ‘internet banking activated’ to use BHIM app.
  • Don’t need to register the payee beforehand.
  • Don’t need to know the bank account number of the payee.
  • It can transfer fund to any bank account.
  • Transfer money anytime, even on holidays or night.
 Other Features –
  • It can easily download and share your QR code. This code can be used to pay to you.
  • You can also transfer fund to a virtual payment address and bank account number.
  • You can also check bank balance of the account. It is not limited to the parent bank of the app.
  • Excepting Unified Payment Interface (UPI) PIN, you would be able to the fund transfer using your fingerprints.
  • The BHIM app gives you a link to directly call the respective bank if there is an issue. In fact, it has saved the customer care number of all the banks.
  • With the help of this BHIM app, you can transfer money to a person only using his mobile number. It makes the money transfer very easy.
Transaction Limit:
In a 24-hour cycle, a maximum transaction not exceeding Rs 10,000 is allowed as well as an upper limit of Rs 20,000 worth of transactions.


At present Bharat Interface for Money (BHIM) app available on Nine (9) different languages. You can choose any one.

Custom Payment Address:
The user can create a custom payment address, in addition to their phone number.
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