Aajeevika Grameen Express Yojana- Complete Review
The transport system and opportunity to earn livelihood in many rural parts of India are not satisfactory. The Ministry of Rural Development has launched a new scheme to improve the sector. The scheme is named as "Aajeevika Grameen Express Yojana (AGEY)". It is a sub scheme under "Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)". The main motto of this scheme is to provide an alternative source of income to the members of Self-Help groups. Under the scheme, the Govt. will facilitate the members to operate Public Transport Services in the backward areas of Rural India.
Concept behind the Scheme-
The new "Aajeevika Grameen Express Yojana (AGEY)" is a revised form of the largest poverty alleviation initiative of the world "Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)". The DAY-NRLM is a scheme launched by the Govt. to improve the livelihood of poor .Under this scheme, self-employment and organization among the rural poor are promoted. The basic idea of the program was to organize the rural poor into various Self-Help groups so that they can be capable of self-employment. The financial assistance can also be accessed easily by them. The scheme was implemented in all the states and UTs of India except Chandigarh and Delhi. The scheme was funded by the World Bank.
Features of the Scheme-
- Under this scheme, Govt. will provide 3 or 4 wheeler motorized transport vehicles and e-rickshaws to connect the rural areas. These community monitored vehicles are safe, secure and affordable and will definitely help the rural people to access various services like education, market and health.
- According to the Ministry, at first the sub scheme must be implemented in approximately 250 blocks of India for the 3 years period from 2017-2020.
- The states in which the blocks are situated will be informed about the allocation.
- The Community Based Organization must provide interest free loan to members of Self-Help groups to buy the vehicles from their own corpus.
- It must focus on the women empowerment in rural areas. Under this scheme, the women farmers would get financial assistance to involve in farm and non-farm based livelihoods. Approximately 34 Lakh women farmers must get benefited under the scheme.
Initiatives Taken By the Govt.-
- The financial assistance under this scheme must be given mainly by Community Investment Funds and Revolving Fund as grants to these "Self Help Groups" (SHGs) and the associated federations.
- The total amount, which is released to the SHGs, is approximately Rs. 1815 Crore and that amount must be distributed to 3.96 lakh SHGs. Already a sum of Rs. 1088 Crore is distributed to approximately as revolving Fund to SHGs.
- The scheme also focuses on the linkage of banks of the institutions to enable income.
- The Bank Credit to the women SHGs is near about Rs 1.19 lakh crores.
- The start-up enterprises at the village level also support the promotion of entrepreneurial activities in those areas. The projects are sanctioned to set up 79,814 Self-Help enterprises in the 5209 villages of 17 states of India.