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Banking Awareness For SBI AND IBPS PO - 44

IBPS PO - IBPS CLERK - SBI PO - SBI CLERK - RBI EXAMS

Banking Awareness For SBI AND IBPS PO - 44

Q1. Which of the following is a private sector bank based in India ?
A. Loyds Banking Group
B. Royak Bank
C. Yes Bank
D. Lehman Brothers



Q2. What are the reasons for rapidly increasing inflation in the country ?
A. Excess currency in market
B. Speculation in essential commodities
C. The higher prices of food grains
D. Commodity futures

Q3. Banks don't provide which of the following service ?
A. Insurance products
B. Depositing money
C. Locker for valuable items
D. Sale of post card

Q4. Which are the low and high limits of Real time Gross Settlement (RTGS) ?
A. 50,000 to 3 lakh
B. 1 lakh to 5 lakh
C. 2 lakh to 1 crore
D. 2 lakh to unlimited amount

Q5. The currency of Bangladesh is ?
A. Rupya
B. Taka
C. Yuman
D. Yen

Q6. Which policy is adopted by RBI during inflation ?
A. Near money policy
B. Close money policy
C. Hard money policy
D. Dear money policy

Q7. Which negotiable instrument can be crossed to bank ?
A. Cheque
B. Bill to exchange
C. Certificate of deposits
D. Commercial papers

Q8. The headquarters of World Bank is in ?
A. Washington DC
B. London
C. Paris
D. Geneva

Q9. Which of the following acts help a bank in its day to day activities ?
A. Competition Act
B. Hindus Marriage Act
C. Negotiable Instrument Act
D. Hindus Succession Act

Q10. Under which kind of banking the purchasing through net banking comes ?
A. Offline banking
B. Online banking
C. M-commerce
D. P-commerce

Q11. Which of the following is not directly associated with the functioning of RBI ?
A. Monetary policy
B. Money market
C. Sensex
D. Credit policy

Q12. Capital market regulator is ?
A. SIDBI
B. SEBI
C. RBI
D. NHB

Q13. How many languages are used on a ten rupee note ?
A. 10
B. 16
C. 15
D. 20

Q14. What is the maximum period for which domestic term deposits are normally accepted by banks ?
A. 15 years
B. 10 years
C. 5 years
D. 20 years

Q15. In the case reserve is lowered by RBI, what will be its effect on credit creation ?
A. Decrease
B. Increase
C. Constant
D. Slightly decrease

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