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Banking Awareness Quiz for Bank Exams - 39

Banking Quiz for Bank Exams- IBPS - SBI Exams

Banking Awareness Quiz for Bank Exams 

Usefull For All Bank Exams - SBI, IBPS, NICL, LIC


Q1..............is not a financial regulator ?
A. IRDA
B. SEBI
C. PERDA
D. AMFI
E. None of these


Q2.What does devaluation of a currency mean ?
A. Decrease in the intrinsic value of money
B. Increase in the intrinsic value of money
C. Increase in the purchasing power of money
D. Removal of gold standard of money
E. None of these



Q3.Under which act local area banks can be established by private promoters ?
A. Company Act-1956
B. Bank Act-1956
C. Company Act-1950
D. Company Act-1957
E. None of these


Q4.In the context of Basel-II, which among the following is not a pillar ?
A. Risk Management
B. Supervisory review of capital
C. Minimum capital requirement
D. Market discipline
E. None of these


Q5.The........recommended that the budgetg released for the Agriculture ministry will be split into two parts ?
A. Usha Thorat Committee
B. Public Accounts Committee
C. NABARD
D. finance ministry
E. None of these


Q6.Which of the following is a manager of foreign exchange reserves ?
A. SEBI
B. IRDA
C. RBI
D. BSE
E. None of these


Q7.Name the Indian secure messaging standard similar to SWIFT developed to serve as a platform for intra-bank and inter-bank applications ?
A. Structured Financial Messaging System (SFMS)
B. Security Settlement Messaging System (SSMS)
C. Interactive Financial Messaging Exchange (IFME)
D. Security Financeil Messaging System (SFMS)
E. None of these


Q8.Which of the following is not an NBFC in India ?
A. Ratnashri Portfolio Private Limited
B. OSM Finlease Private Limited
C. Arohan Financial Services Limited
D. AMS Capital and Finance Private Limited 
E. None of these


Q9.What is the maximum limit of SLR ?
A. 25%
B. 40%
C. 30%
D. 15%
E. None of these


Q10.Highest or Apex body of Agriculture bank ?
A. RBI
B. NABARD
C. NHB
D. Government
E. None of these


Q11.Which of the following is not considered as money market instrument ?
A. Commercial papers
B. Certificate of deposits
C. Cell money
D. Share and bonds
E. None of these


Q12.Teaser loans are related to which of the following types of loans ?
A. Car loan
B. Agriculture loan
C. Industrial loan
D. Home loan
E. None of these


Q13.Which is the capital of Maldives ?
A. Baghdad
B. Kuwait city
C. Male 
D. Tokyao
E. None of these


Q14.Which of the following is not the part of prudential guidelines issued by RBI ?
A. Provisioning
B. Loan revovery rules
C. Asset classification
D. Income recognition
E. None of these


Q15.RBI officials toured various parts of the country under their 'out-reach' programme, what purpose did it serve ?
A. It was the part of the financial literacy measures
B. To open bank accounts of the village people
C. To Inaugurate bank branches in unbanked areas
D. As a part of official duties
E. As a part of urbanization of village

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